Siemens Careers

Risk Manager (Credit underwriting & Portfolio management)

Stoke Poges, United Kingdom

English (UK)

Job Description

Join us at Siemens Financial Services as a Risk Manager based in Stoke Poges head office, to liaise and assist our Sales teams in the preparation and structuring of typical transaction sizes of greater than £250k; to underwrite new business within delegated authority levels and/or prepare recommendations for consideration by senior underwriting authorities; to prepare ratings on new and existing business customers in line with group policy.

Part of a team of 5, you will report to our Senior Risk Manager. Transactions will originate from External / Internal Sales including Siemens, Industry, Healthcare, Block Discounting and Vendor schemes.

What are my responsibilities?

  • Performing high quality and timely credit underwriting of new business transactions
  • Performing high quality and timely analysis to produce recommendations for submission to Lending Authority holders, particularly the SFS Investment Committee
  • Conduct regular reviews of existing Operational guidelines/customers/ groups/ vendors in accordance with company policy
  • Provide appropriate advice to sales teams to ensure that commercial opportunities are maximised without compromising effective risk management
  • Develop effective, collaborative relationships with key stakeholders and engage directly with end-users, introducers and other counterparties as business requirements demand
  • Ensure all regulatory and compliance requirements are met
  • To attend Lean process improvement training and actively apply the methodology within the day to day responsibilities with a willingness to embrace change, contributing new and better ways of working to support the continual improvement culture.          

What do I need to do to qualify for the role?

  •  Proven track record in underwriting within asset finance / leasing / banking industry
  •  Sound knowledge of asset finance products, structures, pricing/time value of money and documentation
  •  Comprehensive knowledge and understanding of interpretation of financial statements for different types of legal entity, principles of lending and risk  assessment
  •  Understand the P&L impact of quality underwriting decisions
  •  Good communication, negotiation and conflict resolution skills
  •  Demonstrate analysis skills; planning and organising; able to prioritise workload effectively
  •  Previous experience and working knowledge of continuous improvement best practise

Siemens recognise that building a diverse workforce is critical to the success of our business. We strongly encourage applications from a diverse talent pool and welcome the opportunity to discuss flexibility requirements and workplace adjustments with all our applicants to encourage agile working and innovation.


Job ID: 95277

Organisation: Financial Services

Experience Level: not defined

Job Type: Full-time

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